AA-MSA, INC. https://aa-msa.com Real Estate Services | New Haven, CT Wed, 23 Feb 2022 17:13:48 +0000 en-US hourly 1 https://aa-msa.com/wp-content/uploads/2021/02/cropped-favicon-2-32x32.png AA-MSA, INC. https://aa-msa.com 32 32 WHAT IS MOLD AND WHY IS IT HAZARDOUS? https://aa-msa.com/what-is-mold-and-why-is-it-hazardous https://aa-msa.com/what-is-mold-and-why-is-it-hazardous#respond Wed, 23 Feb 2022 17:09:09 +0000 https://aa-msa.com/?p=5050

Mold Hazards follow water damage inside buildings. What is Mold and Why is it Hazardous? Mold is a type of fungi. Most molds reproduce by forming spores which are released into the air. When spores land on a suitable moist surface they begin to grow, can penetrate porous materials and release chemicals. Most molds are harmless, but some can cause infections, allergy symptoms and produce toxins. Infections are rare in healthy individuals and the effect of toxins is still not well understood. Nevertheless, mold remediation is often necessary to return spaces to a safe condition and make them suitable for occupancy.

Sometimes, the tip-off is that a household member is experiencing chronic respiratory problems that improve when they leave the building but worsen when they return to the building. If you think you have hidden mold your home, consider calling a professional mold investigator. If water has been standing in an indoor space for longer than 24 hours, any porous materials that were soaked, such as carpets, furnishings and wallboard, should be discarded, as there is a strong chance that mold will be growing on these materials. Mold may also be growing on the surface of tile floor covering and sealed wood. A professional mold investigator is needed to perform an assessment to determine the extent of the damage.

Hire a professional to prepare a Mold Clean-up Plan.  The most important types of testing are the eyeball and nose tests – can you see or smell mold, and/or, do you see evidence of water damage? If you can see or smell mold, the next step is to identify the source and then remove it. If you smell a musty odor but cannot see visible growth, mold may be hidden behind wallpaper, paint, inside of wall cavities, etc. Sometimes, people may choose to perform testing as part of an investigation to look for hidden mold, or for documentation purposes (i.e., for insurance or litigation). The most important requirement is to control the source of moisture. Next, survey the types of materials and the size of the area involved. This may become important in determining the strategy for remediation and worker protection. Materials that cannot be dried and fully cleaned should be removed using methods that minimize occupant exposure to spores. Mold remediation often involves construction activities. Note: Drying can involve the use of industrial fans, blowers and/or dehumidifiers. However, the more humid the air, the less effective the blowers will be. Note: It is often more cost-effective to remove and replace the building materials than to dry and clean mold-contaminated materials. Porous materials (e.g., drywall, carpets, insulation, ceiling tile, etc.) are different because mold penetrates them making it very difficult to fully clean. As a general rule, if a porous material has been wet for over 48 hours it is best to remove and replace. If you see more than a few isolated areas of mold, such as half of the ceiling or wall or if mold is thought to be present in a home of an individual who lacks a healthy immune system (such as people with cancer, AIDS, etc.), we recommend calling in a professional. As a rule, small areas of water damage require less control when remediating. The work area should be unoccupied; removing people from adjacent spaces is not necessary but is recommended for infants, persons recovering from surgery, immune suppressed people, or people with asthma, hypersensitivity pneumonitis and severe allergies.

Large Areas of Mold Remediation. The work area and areas directly adjacent to it should be unoccupied. • Cover surfaces in the work area and adjacent areas that could become contaminated with secured plastic sheets to contain spores, dust and debris to prevent further contamination. • Seal ventilation ducts/grills in the work area and areas directly adjacent with plastic sheeting. • If remediation procedures are expected to generate a lot of dust (e.g., abrasive cleaning of contaminated surfaces, demolition of plaster walls) or the visible concentration of mold is heavy (i.e., blanket versus patchy coverage) follow the extensive contamination procedures below.

Extensive, Visible Mold Contamination • Hire a professional to develop a suitable mold remediation plan. The plan should address work area isolation, the use of exhaust fans with high-efficiency particulate air (HEPA) filtration, and the design of airlocks/ decontamination room. DTSEM FS-3713 09/2013 • Consult with environmental health and safety professionals with experience performing mold remediation before beginning this level of remediation.

Get The Mold Out: Mold Clean-Up Guidance for Residences If you choose to hire a professional, a home inspector licensed by the CT Department of Consumer Protection and certified by the American Society of Home Inspectors, National Association of Certified Home Inspectors, or CT Association of Certified Home Inspectors can look for water damage. Please note that the state of Connecticut does not license individuals or entities that perform mold inspection or mold abatement. In situations where someone living in the home lacks a healthy immune system (due to cancer or other diseases), or there is a concern about hidden mold, mold growth on or in complex building materials/structural elements, or an extensive area of visible mold growth, you may choose to hire an indoor environmental professional (IEP) who is specifically trained in the area of indoor mold assessment and credentialed by an independent professional organization, to help you evaluate the situation and design a remediation plan, if appropriate.

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Most Frequently Asked Questions about Home Inspections https://aa-msa.com/most-frequently-asked-questions-about-home-inspections https://aa-msa.com/most-frequently-asked-questions-about-home-inspections#respond Fri, 04 Feb 2022 23:55:50 +0000 https://aa-msa.com/?p=4395

AA-MSA Inspection Services has been providing home inspections in Connecticut for more than 40 years, checking out houses from top to bottom, inside and out, ensuring sure every nook and cranny is accounted for. And for virtually that entire 40-year period, we’ve been asked the same set of questions about home inspections and what to expect. Here are some of our clients’ most frequently asked questions.

Q: When do I need to have a Home Inspection?

A: Home inspections are often performed after you’ve placed an offer on a home and it’s been accepted, as well as during the 7-10 day inspection period. While a home inspection is not legally necessary, your lender may require one. A pre-market examination is also recommended for homeowners selling their house. We recommend it because it can help you sell your house faster and for more money by fixing concerns that can increase the value and appeal of your home. Our inspectors will uncover concerns that need to be rectified before the buyer’s inspector does with a pre-market inspection.

Q: What is a Home Inspection?

A: From the roof to the foundation, a home inspection is an objective visual study of the physical structure and systems of a property. A single-family home inspection takes on average 2-4 hours to perform, though this varies greatly depending on the size and condition of the home. Following the inspection, the inspector will email the customer an inspection report (usually within 24-48 hours) detailing their findings, including photos, analysis, and recommendations.

Q: What does a home inspection include

A: The condition of the home’s heating system, central air conditioning system (temperature permitting), interior plumbing system, electrical system, roof, attic, and visible insulation; walls, ceilings, floors, windows, and doors; and the foundation, basement, and structural components will all be covered in a standard home inspector’s report. There may be some exclusions, so keep that in mind. The inspector will explain the situation and note that they were unable to assess that specific location or system due to inaccessibility (locked door, tenant’s things in the way) or unsafe conditions (very steep roofs, poor structural integrity).

Q: Why do homebuyers need a home inspection?

A: Purchasing a home may be the single largest investment a person will ever make. Homebuyers should try to discover as much as they can about the house before they buy it to avoid unpleasant surprises and unanticipated challenges. A house inspection may reveal the need for substantial repairs or builder oversights, as well as the requirement for ongoing upkeep to keep the property in excellent working order. Homebuyers will gain a greater understanding of their potential home through the home inspection process, allowing them to make informed selections. A home inspection might provide an opportunity for a homeowner seeking to sell their home to make changes that will improve the house’s selling condition.

Q: Do the home buyers have to be there?

A: The homebuyer is not required to be present for the inspection. However, ASHI suggests that the homebuyer attend in order to get the most out of their inspection. This allows homebuyers to see and question the inspector throughout the inspection process. Many homebuyers find that speaking with their inspectors helps them understand the home’s condition and how to preserve it

Q: Can a house fail a home inspection?

A: A professional home inspection is a thorough investigation and impartial evaluation of a home’s current condition. A home inspector will not grade a home, but will explain its physical condition and point out any components or systems that may require considerable repair or replacement. A home inspection isn’t the same as an appraisal, and it won’t tell you how much your house is worth. It’s also not a municipal inspection, and it doesn’t check for conformity with local codes.

Q: What if the inspection reports reveals problems?

A: It’s crucial to remember that no home is flawless. Every house inspection will reveal property flaws, and the inspector will describe the seriousness of the issues discovered. The purpose of a home inspector is to provide their clients with a better understanding of their potential house so that they can make informed decisions as they move forward with the home purchase process. Any issues, hazards, or health concerns that may influence the client’s decision should be clearly disclosed to the client. The goal of the inspector is to assist clients in understanding the whole cost of ownership, not to advise them whether or not they should buy the house. If severe issues are discovered, purchasers may want to negotiate with the seller to get them repaired or covered.

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Operate your Own Inspection Business https://aa-msa.com/operate-your-own-inspection-business https://aa-msa.com/operate-your-own-inspection-business#respond Fri, 04 Feb 2022 22:44:48 +0000 https://aa-msa.com/?p=4299


THIS IS NOT EMPLOYMENT. Candidates for sponsorship are expected to incur expenses common in the start-up of any business (insurance, computer software, inspection testing devices, etc) and you will need a source of income during the average 90 day training period (we do not pay you to train you).

According to the US Labor Department Home Inspectors earn $68,000 or more  annually. Our Affiliate Inspectors earn much more doing 2-3 RESIDENTIAL & COMMERCIAL inspections per day using custom software you operate on your smart-phone. The booming real estate market is a perfect time to start your own inspection business right there where you live. We will train you, sponsor you per CT licensing requirements, we’ll provide you with a steady supply of inspections in your area.

We’ve been a pioneering leader in the inspection profession since the 80’s with thousands of satisfied clients and Real-estate professionals who continually refer new clients to us. We get hundreds of calls from people searching the internet for their dream home and finding us on Google, Facebook, HomeAdvisor.com, Angi.com, Zillow and other sites on the internet. We pop up in searches because our SEO and digital marketing experts target our ad dollars to Cities and Towns where our affiliates (YOU) are located. Our phones are ringing off the hook with calls for qualified professional inspectors. You can prosper in this explosive period of opportunity!

  • As an AA-MSA Affiliate, we promise to keep you busy inspecting residential & commercial property. If you’ve completed the CT required home inspector on-line training or are a licensed home inspector, we can fill your day with inspections and fill your pockets with cash! IMMEDIATE LOCATIONS AVAILABLE FOR TRAINEES and licensed INSPECTORS!

The State requirements for becoming a home inspector are at: https://portal.ct.gov/DCP/Common-Elements/Consumer-Facts-and Contacts/Home-Inspector  Getting started is easy with our help. We provide the State required sponsorship, the residential and commercial buildings to inspect and thousands of dollars of inspector training in every aspect of real estate including residential, commercial, Phase I, II, FHA, VA, Radon, Septic, Lead, Asbestos, Soil, Water, Air inspections and many other areas. As part of our affiliate network, we’ll keep you busy with inspections and help you build your inspection business in your area.

There’s no obligation, we do not charge to sponsor or train you and this is not a gimmick. Check us out on-line at www.aa-msa.com. RSVP to join us ON SATURDAY FEBRUARY 5, 2022 AT 9AM for an hour of enlightenment as we introduce you to the AA-MSA Inspection Affiliate Network. This 1 hour informal workshop will help you decide if this booming real estate market is the right time for you to launch your own inspection business. Seating is limited so RSVP and request an application after reading this announcement.

Thank you-Joe Raffone, VP Founder and your host

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The Homebuying Process https://aa-msa.com/the-homebuying-process https://aa-msa.com/the-homebuying-process#respond Fri, 04 Feb 2022 22:11:29 +0000 https://aa-msa.com/?p=4283
The Homebuying Process 2

Plan the Down Payment

Homebuyers should begin gathering and conserving money for a down payment as soon as they decide to begin the process of shopping for a home. To avoid unnecessary fees like private mortgage insurance, it’s best to put down 20% of the home’s cost (PMI). However, depending on the type of loan, a down payment of 0 – 10% may be allowed if this is not possible

Check Credit Report

Before beginning the process of shopping for a property, homebuyers should check their credit reports to be aware of any concerns that may arise during the mortgage process. To secure a loan, homebuyers must have a good credit score. The lower the mortgage interest rate, the higher the credit score

Find a letter for pre-approval

If there are many offers on a home, pre-approval might help purchasers stand out. To discover the best deal, compare the interest rates and costs of the various lenders. Homebuyers can have their credit and finances reviewed for pre-approval by providing extensive financial information to a lender, such as W-2 forms, paycheck stubs, and bank account statements. Pre-approval is a vital stage because it establishes that homeowners are financially capable of making a purchase.

Research property types and locations:

Homebuyers should take their time to consider the location and type of home they wish to purchase. People frequently choose a location based on criteria such as closeness to their workplace or family. Homebuyers should go to the proposed area to see if it suits their needs. To select which form of property they desire, homebuyers should analyze the various types of property available, such as a single-family home, duplex, townhouse, condo, or multi-family structure. Some purchasers prefer a move-in ready home, while others are willing to purchase a home that will need some work.

Find a real estate agent:

Homebuyers can begin their search for a real estate agent by asking friends and family for recommendations. If no referrals are available, homebuyers can look up internet evaluations for agents working in the town they wish to reside in to find a reputable agency or real estate agent. The real estate agent will play an important role in assisting homebuyers through the home-buying process. As a result, it’s critical that homebuyers have faith in and communicate effectively with their real estate agent. By discovering acceptable house listings, touring prospective homes, making an offer, conducting negotiations, completing paperwork, and providing advice, the real estate agent will guide homebuyers through the buying and purchasing process.

Look at homes

The real estate agent will provide homebuyers web lists of available properties in their desired location that are within their budget. Virtual tours, property details, listing price, tax expenses, sale history, and community amenities are all available on most online listings. Homebuyers can see properties in person with their real estate agent after reading the listings and selecting the ones that best meet their criteria. To better grasp what is available within the budget, it is a good idea to look at numerous possibilities before deciding on one.

Make an offer

Homebuyers choose a property and make an offer after narrowing down their alternatives. The earnest money deposit is made to demonstrate the seller that the buyer is serious about the deal. This money will be held in an escrow account until the closing and used to cover the down payment and closing expenses. Closing terms and contingencies are also provided.

Get a home inspection

After you accept the offer, AA-MSA Home Inspectors will take care of the home inspection for you. Home inspectors will assess the entire house and its systems to ensure that the homebuyer is aware of the property’s condition. The inspector will compile a report detailing their findings, which will be distributed to potential purchasers and homeowners. The homebuyer might withdraw the offer, renegotiate it, or ask the seller to solve specific faults based on the report

Have the home appraised

The mortgage lender conducts house evaluations to ensure that homebuyers are paying a reasonable price for the property by looking at comparable transactions in the region and market trends.

Close on the house

All closing paperwork and loan documentation will be signed during the closing. Homebuyers will also be responsible for the down payment and closing charges. The closing agent will make the process go more smoothly. The commissions paid by real estate brokers are paid by the sellers. The homebuyers receive the keys to their new house after the closing process is completed.

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What is a Building Inspection? https://aa-msa.com/what-is-a-building-inspection https://aa-msa.com/what-is-a-building-inspection#respond Fri, 04 Feb 2022 21:11:48 +0000 https://aa-msa.com/?p=4255

A building inspection is an independent, objective examination of the conditions of the visible and accessible components of a home providing homebuyers and sellers valuable information about one of the largest and most important purchases or sales of their lifetime.

The goal of the professional building inspector is to educate clients – to provide them with a better understanding of the physical condition of a home so they can make an informed decision. ASHI/NACHI represents the best in the building inspection profession. As the oldest, and most respected building inspection association in North America. provides you with the tools and resources you need to ensure the best possible building inspection experience for your clients.

What is a Building Inspection? 4

Why should you recommend ashi/nachi home inspectors?

The ASHI/NACHI Certified Inspector designation provides your clients with peace of mind in making educated decisions about the home, thereby enhancing your reputation as a trusted resources.

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